This is another article regarding financial management. It was featured on Thursday's (5th July 2007) The Star Starbiz section page B10. The four cycles listed in this article are wealth creation, wealth enhancement, wealth preservation and wealth distribution. However, the article also highlighted that most individuals often neglect the wealth preservation and distribution cycle which could result in their accumulated wealth being wiped out in a single blow. Like the famous Robert T.Kiyosaki said," It's not how much you make, it's how much you keep, and how many generations you keep it." Cheers!